12 Months Buy Now Pay Later

This Buy Now Pay Later loan agreement works as follows:

You pay a 10% deposit and make no further payments for 12 months.  As long as you pay the final balance in full before the 12 month deferred period expires you will pay NO INTEREST whatsoever.

If you decide not to settle the outstanding balance in full before the 12 month Buy Now Pay Later period expires, you can simply continue to make your repayments monthly at an interest rate shown on the credit agreement.

Example:

Cash Price: £699.99

Deposit: £70

Amount of credit: £629.99

APR: 29.9% Typical

36 Monthly Installments: £30.78

Total Payable: £1,215.08

NOTE: This is an interest bearing loan.  Should you not settle within the 12 months period you will incur interest charges as shown above.  However, if the amount is paid in full before the 12 months expires you will pay NO INTEREST!!

Please note that the APR shown is our typical APR based on the balance shown in the above example, this may vary according to the amount you borrow. The amount you pay back will remain the same.

9 Months Buy Now Pay Later

This Buy Now Pay Later loan agreement works as follows:

You pay a 10% deposit and make no further payments for 9 months.  As long as you pay the final balance in full before the 9 month deferred period expires you will pay NO INTEREST whatsoever. 

If you decide not to settle the outstanding balance in full before the 9 month Buy Now Pay Later period expires, you can simply continue to make your repayments monthly at an interest rate shown on the credit agreement.

Example:

Cash Price: £699.99

Deposit: £70

Amount of credit: £629.99

APR: 29.9% Typical

36 Monthly Installments: £29.00

Total Payable: £1,151.00

NOTE: This is an interest bearing loan.  Should you not settle within the 9 months period you will incur interest charges as shown above.  However, if the amount is paid in full before the 9 months expires you will pay NO INTEREST!!  This will be collected by Hitachi Capital. 

Please note that the APR shown is our typical APR based on the balance shown in the above example, this may vary according to the amount you borrow. The amount you pay back will remain the same.